We are currently recruiting for 26 x Motor FinanceContingent Investigators. This assignment will be home-based for the duration of the assignment - which is 12 months - and must be carried out from the UK - for the purposes of the assignment, the UK is defined as England, Scotland, Wales and Northern Ireland. It will pay a starting rate of £210 per day (Umbrella) - increasing to £260 after accreditation - to join our client, the Financial Ombudsman Service, the organisation that settles individual disputes between financial businesses and their customers.

As the assignment is performed from home, you will need to provide your own equipment, such as laptop etc and have a reliable internet connection and appropriate environment for carrying out the assignment.

The assignment will require you to investigate both sides of a dispute and then make a fair and reasonable decision on the outcome. You'll begin your assignment by joining our internal training academy programme, conducted remotely, to ensure we are setting you up for success.

The ideal candidate for this assignment will -

have experience of resolving complaints/disputes and being the decision maker
ideally you will have recent experience and prior knowledge of motor finance complaints or general lending in the Consumer Credit area (which will include Section 75, quality of goods and complaints centred on lending considerations)
have excellent problem solving and decision-making skills, with outstanding attention to detail
have a focus on quality, customer service and doing the right thing
have great written and verbal communication skills
have the ability to think critically, analysing large volumes of information and able to identify inconsistencies in that information to reach a fair and reasonable outcome
be able to handle customer enquiries on the telephone, building rapport and remaining composed under pressure
have experience managing conflicting deadlines with great time management skills

This role will specialise in Motor finance - meaning we are seeking industry specialists in this area.

We are seeking candidates with experience in some of the below:

Car/motor Finance
Unaffordable/irresponsible/unsecured lending
Payday/personal loans
Credit cards
Logbook loans
Goods and services bought with credit
Motor insurance
Car Finance Commission
Section 75

We do not consider PPI experience as relevant.

In return you will be rewarded with a generous day rate - with in-depth training and support. Your knowledge will grow quickly, and this is a genuine opportunity to work with an exceptional company.

The available start date is 13th October 2025 and the initial tenure for the assignment is 12 months. This full-time Contingent Investigator assignment is deemed to be inside IR35.

For this role, you will go through a multi-stage recruitment process before receiving an offer. This includes an online psychometrics testing, telephone interview with Reed, and a competency-based interview with the Service.

If you have the experience we have detailed in this advertisement, please apply with an updated version of your CV. We are looking for product details within your CV, so be sure to include the complaint types you've managed.

Important information:

Pay rate pre-accreditation - Umbrella £210 pd, PAYE £162.14 pd, or £188 deemed PSC pd
Pay rate post-accreditation - Umbrella £260 pd, PAYE £202.50 pd, or £225.30 deemed PSC pd
Location - fully remote (must be working in the UK)
Duration - 12 months temporary assignment
Equipment - must use your own equipment
Start date - 13th October, 2025

Please note, if you have worked for a motor finance provider within the last 6 months, unfortunately we are unable to progress an application due to conflict of interests. We are looking forward to reviewing your application.

We are looking forward to reviewing your application.

Reed Talent Solutions

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Motor Finance Complaints Investigator