Location: Gibraltar. UK-based applicants welcome.

Are you an experienced Senior Underwriter looking for a completely new challenge and a change of lifestyle? We're looking for a UK-based Head of Underwriting to relocate and take on a high-impact role in Gibraltar, with full relocation support provided. For this Head of Underwriting position, we offer a tailored relocation package to make the move to Gibraltar as smooth as possible. This includes help with moving logistics, initial accommodation, guidance on settling in, and ongoing financial support to help you and your family integrate locally. (Find more details below)

About EICL

Created in 2019, EICL was the UK's first ever insurtech to secure its own insurance licence. Authorised and regulated by the Gibraltar Financial Services Commission, we provide underwriting capacity to the group MGA, Zego, for commercial motor customers in the UK.

Trail blazers, industry disruptors, game changers. Whatever you call us, we're setting a new standard for insurance, and helping businesses to reach their full potential along the way.

Purpose of the role

As EICL's Head of Underwriting, you'll lead the execution of our underwriting strategy and oversee the performance and development of our underwriting function. You'll be a key member of the management team and play a central role in shaping the future of EICL's insurance products and governance.

What you'll be doing

Define and execute the underwriting strategy, risk appetite, governance, and referral processes
Manage underwriting performance in collaboration with the Head of Actuarial and Portfolio Management Lead
Lead product simplification efforts and ensure product value and clarity for customers
Oversee underwriting audits, referrals from the group MGA, and internal governance
Be an active member of committees including Pricing & Underwriting, Claims, and Risk
Collaborate closely with reinsurers and other strategic partners

What you will need to be successful

10+ years of UK personal lines motor underwriting experience
Proven ability to design customer-centric, clear, and fair insurance products
Strong analytical mindset and commercial acumen
Excellent communication and leadership skills
A willingness to relocate and be part of a growing, innovative business in Gibraltar

About the relocation
We offer a comprehensive package to support your move from the UK to Gibraltar

Initial relocation allowance
Monthly living cost allowance (subject to usual deductions)
3 months of fully serviced accommodation on arrival
Return flights to the UK over two years
A local relocation buddy and admin support
Guidance on housing, banking, utilities, and local services

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our office in Gibraltar. We think it's a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we'll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you'll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And that's just for starters!

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.

Zego

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Head of Underwriting - Gibraltar (Relocation Support Included)