Unicomer Group Peak - Underwriter

Unicomer (Jamaica) Ltd. • Kingston and St. Andrew, Kingston, W.I. • 2w ago

PURPOSE: The purpose of this position is to adjudicate credit applications ensuring responsible and effective credit management by assessing creditworthiness of applicants, mitigating risks to support the growth and safeguard of the company’s credit portfolio. REQUIRED EDUCATION: • Tertiary level education, preferably a degree in Finance or Business-related fields. REQUIRED SKILLS / EXPERIENCE: Knowledge of credit risk management and Consumer Loan policies Knowledge of regulatory compliance standards. Computer Literate and numerate Excellent (internal and external) Customer Service skills Excellent interpersonal and communication skills Analytical and problem-solving skills Ability to make sound and impartial credit decisions. Strong Time Management Skills REQUIRED PERSONAL CHARACTERISTICS: • Ability to prioritize a demanding workload • Strong commitment to good ethical practice • Ability to work on own initiative. • Interpersonal and Communication skills. • Tactful and Discreet DUTIES AND RESPONSIBILITIES: • Ensure that all applications approved comply with company’s credit policies, procedures, and regulatory requirements. • Maintain sound decisions based on throughout analysis of applications and risk. • Verify applicants’ information to ensure accuracy and completeness. • Maintain adherence to assigned approval limits and within set service standards level. • Mitigate Risk by ensuring responsible adjudication of applications. • Coaching and developing of salespersons to ensure quality booking of credit applications and adherence to credit and compliance policies. • Maintain a customer-centric approach in keeping with the expected standards of the company. • Communicate application outcomes to customers and branch team, providing clear reasons for decisions (approval or rejections) as the need arises. • Safeguard sensitive customer data and adhere to privacy(data) protection regulations. • Collaborate with Branch team by providing feedback and visiting sales meeting. • Undertake special assignments as directed by the Senior Credit Supervisor. How to Apply: If selected, on interview day please take with you: Updated Resume Copies of: Educational Certificates Government issued Photo ID Birth Certificate TRN NIS Banking Details (Must be NCB or Scotia) Important: Applications will not be considered if all documents presented We look forward to welcoming passionate and driven individuals to our team for Peak 2025!

Related Jobs

Repair Technician (Contractor) Islandwide

Unicomer (Jamaica) Ltd. • Kingston and St. Andrew / St. Catherine, Kingston, W.I. • 2d ago

Location: Courts Jamaica Ltd. (Islandwide Locations) Reports To: Technical Services Manager / Assigned Supervisor Job Summary: The Servi Tech Technician is responsible for the diagnosis, repair, installation, and maint...

2d ago

Apply

IDB Invest - Caribbean Countries Regional Lead Officer (Upstream/Pre-investment)

Inter American Development Bank (IDB) • Christ Church / Kingston and St. Andrew / Nassau, Christ, W.I. • 1w ago

City: Christ Church, Georgetown, Kingston, Nassau, Paramaribo, Port of Spain Company: IDB Invest Posting End Date: October 6, 2025 We improve lives The IDB Group is a community of diverse, versatile, and passionate...

1w ago

Apply

Repair Technician (Contractor)

Unicomer (Jamaica) Ltd. • Kingston and St. Andrew / St. Catherine, Kingston, W.I. • 1w ago

Location: Courts Jamaica Ltd. (Islandwide Locations) Reports To: Technical Services Manager / Assigned Supervisor Job Summary: The Servi Tech Technician is responsible for the diagnosis, repair, installation, and maint...

1w ago

Apply