Business Analyst (Acquiring&Payments) | Northampton, UK | Hybrid

Square One Resources • Northampton, England, GB • 3d ago

Job Title: Business Analyst (Acquiring&Payments) Location: Northampton Salary/Rate: £400 Per Day inside IR35 Start Date: 27/10/2025 Job Type: Initial contract until 31/12/2026

Company Introduction

We have an exciting opportunity now available with one of our sector-leading consultancy clients! They are currently looking for a skilled and detail-oriented Business Analyst with a strong background in Acquiring and Payments to join our dynamic team.

Job Responsibilities/Objectives

The ideal candidate will play a pivotal role in bridging business needs with technology solutions, focusing on card acquiring, merchant services, and payment processing. You will work closely with stakeholders across product, operations, compliance, and technology to deliver innovative and compliant payment solutions.

Requirements Gathering & Analysis:
• Collaborate with stakeholders to elicit, analyse, and document business requirements related to acquiring and payment systems. • Translate business needs into clear functional and non-functional specifications.

Process Mapping & Optimisation:

• Analyse current payment and acquiring workflows, identify gaps, and propose improvements. • Create detailed process maps, use cases, and user stories.

Project Delivery Support:

• Work with Product Owners, Developers, and QA teams to ensure requirements are understood and implemented correctly. • Support UAT planning and execution, including test case creation and defect triage.

Domain Expertise:

• Provide subject matter expertise in card acquiring, merchant onboarding, transaction routing, settlement, and reconciliation. • Stay updated on industry trends, regulatory changes (e.g., PSD2, PCI-DSS), and emerging technologies in payments.

Stakeholder Management:

• Facilitate workshops and meetings with internal and external stakeholders. • Communicate effectively across business and technical teams.

Required Skills/Experience The ideal candidate will have the following:
• Proven experience as a Business Analyst in Payments, specifically in Acquiring (e.g., merchant services, card schemes, PSPs). • Strong understanding of payment flows: authorisation, clearing, settlement, chargebacks, and reconciliation. • Familiarity with payment networks (Visa, Mastercard), ISO 8583, and APIs. • Experience with Agile methodologies (Scrum, Kanban). • Excellent analytical, problem-solving, and documentation skills. • Strong communication and stakeholder engagement abilities.

Desirable Skills/Experience Although not essential, the following skills are desired by the client:
• Experience with payment gateways, POS systems, or e-commerce platforms. • Knowledge of compliance and regulatory frameworks (e.g., PCI-DSS, AML, KYC). • Technical background or ability to work closely with engineering teams. • Certification in Business Analysis (e.g., CBAP, PMI-PBA) is a plus.

If you are interested in this opportunity, please apply now with your updated CV in Microsoft Word/PDF format.

Disclaimer Notwithstanding any guidelines given to level of experience sought, we will consider candidates from outside this range if they can demonstrate the necessary competencies.

Square One is acting as both an employment agency and an employment business, and is an equal opportunities recruitment business. Square One embraces diversity and will treat everyone equally. Please see our website for our full diversity statement.

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