Mortgage & Protection Advisor

Self-Employed Mortgage Adviser

HL Partnership Mortgage & Protection Network

HL Partnership Mortgage & Protection Network is recruiting experienced, self-employed mortgage advisers on behalf of a fast growing Appointed Representative.

This opportunity is ideal for advisers who want to remain independent, access a strong national estate-agency lead source, and participate in the long-term growth of a modern brokerage.

Reliable, high-volume lead sources are normally exclusive to corporate PAYE models. This offers self-employed advisers a rare chance to enjoy the freedom of independence and ownership, while still benefiting from a proven, consistent lead flow.

The business is led by a founder with over 25 years' experience in mortgage advice and estate-agency-aligned distribution, including having held board-level responsibility for one of the UK's largest mortgage services operations.

The Role

• Provide compliant mortgage and protection advice
• Manage cases from enquiry to completion
• Maintain accurate CRM records in line with HL Partnership requirements
• Build relationships with estate agency introducers
• Operate in line with FCA, HL Partnership, and AR compliance standards

Requirements

• CeMAP (or equivalent) qualified
• Minimum two years' mortgage advisory experience
• Eligible for FCA approval as a Registered Individual
• Strong compliance awareness
• Comfortable in a self-employed role

Remuneration

Self-Generated Business

• 75% broker and procuration fees
• 80% protection and GI commission

Introduced Business

• 55% across broker, procuration, protection, and GI

Monthly membership fee: £99 (first 6 months free)

Guarantee (Subject to Eligibility)

• £3,000 per month for the first 6 months
• Top-up if earnings fall below the guarantee
• Unearned guarantee recoverable from month 7

Equity Participation

• Equity participation available
• Initial and performance-based share awards
• Governed by a separate shareholder agreement

Why Join

• Self-employed, independent model
• National estate-agency lead source
• Transparent remuneration
• HL Partnership compliance support
• Long-term value through equity participation