Self Employed Mortgage Advisor

Role: Self-Employed Mortgage Adviser

Location: Gloucester Based within an award-winning Estate Agency

Type: Self-Employed / Contract Earnings: OTE £50,000+ (Uncapped Commission)

Support: Full PI Insurance, FCA Oversight, and Lead Flow provided

Do you want the stability of a high-quality lead flow from an award-winning Estate Agency?

Are you looking for a competitive commission structure where you keep up to up to 90% of your fees?

Would you value working alongside a seasoned business owner who is invested in your professional growth?

The Opportunity:

We are seeking a driven and resilient CeMAP qualified Mortgage Adviser to join a high-performing, boutique brokerage. This is a dedicated self-employed position designed for an ambitious professional who values autonomy but wants the backing of a respected brand and a steady stream of introduced business.

Operating from within a premier local Estate Agency, you will work alongside a highly experienced Principal who is committed to your professional development and increasing your long-term earning potential.

Remuneration & Commission Structure:

This role offers a highly competitive commission split, rewarding both introduced leads and self-sourced business:

• 50% Commission on all introduced cases.
• 70% Commission on all self-sourced cases.
• 90% Share of all client fees.
• 90% Share of life insurance referral fees.

Earnings Illustration: Based on a modest volume of 120 cases per year (108 introduced and 12 self-sourced), expected annual earnings are circa £48,000 - £50,000+.

Initial Support: To support your transition into this self-employed role, a monthly retainer of £1,500 - £2,500 is available for the first 3-6 months (provided as a recoverable draw).

Key Responsibilities

• Expert Advice: Provide high-quality, compliant mortgage and protection advice to a diverse client base.
• Pipeline Management: Manage introduced cases from initial enquiry through to completion with a focus on "doing things properly."
• Business Development: While leads are provided, you will have the freedom to nurture and grow your own client bank.
• Client Journey: Deliver a seamless, supportive, and person-centred experience at every stage of the process.
• Market Awareness: Maintain an up-to-the-minute understanding of lender criteria, regulatory changes, and market trends.

Candidate Requirements

• CeMAP Qualification: Essential.
• Proven experience in mortgage advising with a focus on accuracy and compliance.
• The "grit" and ambition required to thrive in a fast-paced agency environment.
• Excellent communication skills and the ability to build trust quickly with clients and estate agency partners.
• The ability to work as a self-motivated individual within a small, collaborative team.

Infrastructure & Support Provided

Our client provides a comprehensive "plug-and-play" setup to ensure your success from day one:

• Systems: Access to Finova/Ekeeper (CRM), Twenty7Tec, Mortgage Broker Tools, and Knowledge Bank.
• Compliance: Full compliance cover, PI Insurance, and FCA oversight included.
• Office Space: Dedicated desk, office facilities, and business cards provided.
• Training: Direct mentorship from a seasoned business owner and ongoing operational support.

Why Apply?

If you are tired of being "just a number" in a large firm and want a role that combines the freedom of being self-employed with the lead-flow of a busy estate agency, this is the perfect move. You will be part of a business that prioritises integrity, quality advice, and long-term client care.

At THOMAS Professional, we are committed to creating an inclusive and accessible recruitment process. If you require any reasonable adjustments during the application or interview process, please let us know, and we'll be happy to accommodate your needs.

THOMAS Professional is acting as an agency on behalf of the client for this position.

THOMAS Professional is proud to be a corporate member of the REC, the recruitment industry's leading professional body.

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