IT Contractor Blog - IR35, Day Rates & Market News

FCJ Blog

News, tips, and market insights on all things contracting.

AI in UK Banking: What It Means for Finance Contractor Demand
News Tips Market Trends UK

AI in UK Banking: What It Means for Finance Contractor Demand

UK banks and financial institutions are no longer experimenting with AI - they are deploying it at scale and at speed. For Finance contractors, understanding where the investment is going and what roles it is creating is essential intelligence for your next contract search.

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AI Contractor Rates Worldwide: The Premium for Agentic AI Skills in 2026
News Market Trends Tips UK EU USA Global

AI Contractor Rates Worldwide: The Premium for Agentic AI Skills in 2026

The global AI contractor market has developed rapidly distinct rate tiers in 2026, with agentic AI and financial services AI commanding rates that have separated significantly from general technology work. Understanding where the premium is highest - and which skills drive it - is increasingly important for contractors positioning themselves in this market.

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UK IT Contractor Day Rates April 2026: Benchmarks for Cloud, Cyber & Data
News Market Trends UK

UK IT Contractor Day Rates April 2026: Benchmarks for Cloud, Cyber & Data

Day rate clarity is one of the most searched-for topics in the UK contracting community - and with good reason. Getting your rate wrong by even 10% compounds into tens of thousands of pounds over a contract year. Here's what the market data says right now.

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IT Recruiter Q&A: What Every UK Contractor Needs to Know in 2026
Market Trends Tips UK

IT Recruiter Q&A: What Every UK Contractor Needs to Know in 2026

A London-based independent IT recruiter with a decade of experience recruiting SWE, Data and DevOps roles across Europe recently ran an Ask Me Anything thread on r/ContractorUK - and was, by his own admission, 'bombarded with questions'. What follows is an edited summary of the most useful exchanges, organised by theme. The recruiter's answers are reproduced faithfully; where context or FCJ commentary has been added, it is clearly marked as such.

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Freelancing in Germany, Netherlands and France: What Changed in 2026
News Market Trends EU

Freelancing in Germany, Netherlands and France: What Changed in 2026

Three of Europe's largest economies have moved simultaneously to tighten their approach to independent contractor classification. For IT freelancers working in or for clients in these markets, 2026 brings a more demanding compliance environment than any previous year.

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US Tech Layoffs and Contractor Demand: Reading the 2026 Market
News Market Trends USA

US Tech Layoffs and Contractor Demand: Reading the 2026 Market

The 2023 and 2024 tech layoff waves reshaped US corporate IT hiring in ways that are still playing out in 2026. The permanent headcount reductions that characterised those years did not reduce companies' need for technology capability - they shifted how that capability is sourced. For US IT contractors, understanding this structural shift is essential for reading where the work is concentrated and why it will persist.

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The Global AI Talent Shortage: Which Markets Are Most Starved of Skills
News Market Trends Tips UK USA

The Global AI Talent Shortage: Which Markets Are Most Starved of Skills

The global technology talent shortage has concentrated into a sharply defined profile in 2026: AI, cloud and cybersecurity are the three areas where demand has grown fastest and supply has failed to keep pace. For IT contractors with these skills, the shortage represents a sustained structural advantage. For those without them, it is an increasingly urgent reason to invest in specific upskilling.

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