IT Contractor Blog - IR35, Day Rates & Market News

FCJ Blog

News, tips, and market insights on all things contracting.

DORA and the EU AI Act: New Contract Opportunities Across Europe
News Market Trends UK EU

DORA and the EU AI Act: New Contract Opportunities Across Europe

Two major EU regulatory frameworks are generating overlapping and substantial contractor demand across European financial services in 2026. The Digital Operational Resilience Act has been in full effect for EU financial entities since January 2025, and the EU AI Act's obligations are progressively taking effect through 2026 and 2027. For IT contractors with relevant technical and governance skills, this represents one of the most durable sources of project work in the European market.

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RegTech & Compliance Contracting: A Deep-Dive into the Fastest-Growing Finance Niche
News Tips Market Trends UK EU

RegTech & Compliance Contracting: A Deep-Dive into the Fastest-Growing Finance Niche

Regulatory technology and compliance contracting sit at the intersection of two irresistible forces in UK financial services: relentless regulatory expansion and persistent specialist talent shortages. For contractors who can navigate this space, 2026 is offering some of the most durable and well-paid work in the sector.

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Prompt Engineering to Agentic AI: The Contractor Skills Clients Are Paying For
News Tips Market Trends UK

Prompt Engineering to Agentic AI: The Contractor Skills Clients Are Paying For

A year ago, prompt engineering was the skill everyone was talking about. In 2026, the conversation has moved on. Agentic AI - AI systems that reason, plan and execute tasks autonomously - is where the real contractor premium is forming.

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State of the UK IT Contract Market: Mid-Year Review
News Market Trends UK

State of the UK IT Contract Market: Mid-Year Review

Six months into 2026, the UK IT contract market has settled into a pattern that rewards specialists and punishes generalists. Here's where the data points and what it means for your contracting career.

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Remote vs Hybrid in 2026: What Clients Are Actually Offering Contractors
News Market Trends Tips UK

Remote vs Hybrid in 2026: What Clients Are Actually Offering Contractors

The remote working revolution that accelerated through 2020–2022 has matured into something more complicated. For contractors in 2026, understanding what clients genuinely offer - and what leverage you have around location - is increasingly important for both job satisfaction and day rate negotiation.

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Australia Tech Contract Market 2026: AI, Cyber and Cloud in Demand
News Market Trends Tips Global

Australia Tech Contract Market 2026: AI, Cyber and Cloud in Demand

Australia's technology market showed early signs of recovery in 2025 after a period of cautious hiring, and 2026 has continued that trajectory with accelerating demand in specific high-value areas. The defining dynamic is the AI effect: broad-based hiring remains selective, but demand for AI implementation, data, cloud and cybersecurity specialists has moved into a different gear.

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Cybersecurity Contracting: The Most Recession-Proof Market in UK IT
News Market Trends Tips UK

Cybersecurity Contracting: The Most Recession-Proof Market in UK IT

Economic slowdowns hit contractor markets unevenly. When budgets tighten, transformation programmes slow and discretionary IT spend drops. But cybersecurity is different - and 2026 is demonstrating that more clearly than any year before.

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1099 vs W-2 in 2026: The DOL's New Contractor Rule Explained
News USA

1099 vs W-2 in 2026: The DOL's New Contractor Rule Explained

On 26 February 2026 the US Department of Labor announced a long-awaited proposed rule that again adjusts how it views the classification of workers as employees or independent contractors under the Fair Labor Standards Act. For US tech freelancers and the companies that hire them, understanding the shift is not optional - the financial and legal consequences of getting it wrong are severe.

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AI in UK Banking: What It Means for Finance Contractor Demand
News Tips Market Trends UK

AI in UK Banking: What It Means for Finance Contractor Demand

UK banks and financial institutions are no longer experimenting with AI - they are deploying it at scale and at speed. For Finance contractors, understanding where the investment is going and what roles it is creating is essential intelligence for your next contract search.

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AI Contractor Rates Worldwide: The Premium for Agentic AI Skills in 2026
News Market Trends Tips UK EU USA Global

AI Contractor Rates Worldwide: The Premium for Agentic AI Skills in 2026

The global AI contractor market has developed rapidly distinct rate tiers in 2026, with agentic AI and financial services AI commanding rates that have separated significantly from general technology work. Understanding where the premium is highest - and which skills drive it - is increasingly important for contractors positioning themselves in this market.

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Outside IR35 in 2026: Is It Still Achievable and Worth Fighting For?
News UK

Outside IR35 in 2026: Is It Still Achievable and Worth Fighting For?

When IR35 reform landed in the private sector in 2021, many observers predicted the death of outside IR35 contracting. That proved too pessimistic. In 2026, outside IR35 work hasn't disappeared - but it has changed shape significantly, and the JSL reforms may be creating new openings.

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California AB5 in 2026: What IT Contractors and Their Clients Still Get Wrong
News USA

California AB5 in 2026: What IT Contractors and Their Clients Still Get Wrong

Five years after AB5 reshaped California's contractor landscape, misunderstandings about who it covers and what it requires remain widespread in the IT contracting community. The stakes have not diminished - California imposes civil penalties of $5,000 to $25,000 per violation for wilful misclassification, and the enforcement environment in 2026 is more active than at any previous point.

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